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Social Security is an important component of retirement for many Americans. Here are some things to consider before making any adjustments to your retirement strategy:

• It starts when you pay in

• You increase your benefit as you earn more

• The earliest you can receive benefits is age 62

• It’s crucial to find your “when”

If you’re counting on Social Security for your retirement strategy, make sure you do your research to understand its complexities.

We are not affiliated with or endorsed by the Social Security Administration or any government agency.